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Unlock’s home equity agreement (hea) helps turn home equity into cash for financial flexibility and possibilities While there are many ways to tap home equity, a home equity agreement (hea) from unlock is unique because it was designed to help families solve their financial challenges, and in doing so help them live more successful financial lives. Use equity you have for the things you need.

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To secure the performance of your obligations under hea, unlock will place a lien on your property in the form of either a “performance deed of trust” or a “performance mortgage” depending upon which state the property is located. Through unlock, you can gain access to a large untapped asset class that provides stable returns With an unlock home equity agreement (hea), you receive a lump sum of cash today in exchange for a share of your home’s future value

The cost of your hea is based on how much or how little your home appreciates during the length of your hea term, which can last up to 10 years.

Unlock helps homeowners access the equity in their homes to plan for the future they want, offering flexible funding without monthly payments. Explore answers to top questions about unlock’s home equity agreements Learn how they work, who qualifies, and what to expect with fees and settlement. Unlock’s financial experts share insights on how homeowners can use equity strategically for flexibility, growth, and confidently plan what’s next.