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Reverse mortgages are a way for older homeowners to borrow money based on the equity in your home Learn more about home equity conversion mortgages (hecms), the most common type of reverse mortgage loan. Here’s what to know about the potential risks, how reverse mortgages work, how to get the best deal for you, and how to report reverse mortgage fraud.

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A reverse mortgage is a type of loan reserved for those 62 and older Considering a reverse mortgage loan Here’s how it works, how you can get one and what to be wary of.

A reverse mortgage works similarly to a traditional purchase mortgage

Homeowners can borrow money using their home as security for the loan, with the title remaining in the owner’s name. The reverse mortgage becomes due when the borrower moves out, sells the home, or dies Like any loan, a reverse mortgage comes with costs like origination fees, closing costs, and interest. A reverse mortgage allows homeowners further up in age to borrow against a portion of their home equity

Figure out if this loan option is right for you.